About American Income Life

img_9540Take a moment and get familiar with our Company’s vision and history, and get to know us better. If you’d like to learn even more about American Income Life, visit LearnAboutAIL.com.

American Income Life is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. AIL also has one wholly-owned subsidiary: National Income Life Insurance Company, licensed in the state of New York.


img_9571American Income Life Insurance Company (AIL) is striving to become the premier in-home life insurance sales company serving working families.

Building on our solid foundation of providing supplemental benefits to working families, it is with great pride that we serve our customers by building long-term relationships and providing coverage for times that are most difficult in life. We rejoice as we continue our “personal touch” tradition not often found in the insurance industry today – meeting with our patrons in the place they are most comfortable…their home.


roger_smithWith just $25,000 of borrowed capital, Bernard Rapoport founded American Income Life more than 50 years ago. Today, AIL has become one of the nation’s largest providers of supplemental life insurance to labor unions, credit unions, and associations. AIL provides coverage to over two million policyholders and represents over $130 million in annual insurance product sales. Our Company’s growth has been sustained through high customer satisfaction, innovative lead programs, word of mouth referrals, and one of the most lucrative Agent compensation programs in the industry. American Income Life’s executive offices are located in Waco, Texas. AIL is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK), based in McKinney, Texas.

  • American Income Life Insurance Company has earned the A+(Superior) Financial Strength Rating from A.M. Best Company (as of 6/16).
  • Our subsidiary company, National Income Life Insurance Company, is licensed in the state of New York.

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